UIDAI has come out with a new set of eligibility criteria for availing Aadhaar based authentication and eKYC services. For receiving Aadhaar Authentication Service, the business house needs to become AUA (Aadhaar User Agency) and for receiving Aadhaar e-KYC Service (Know Your Customer), the business house needs to become KUA (KYC User Agency). UIDAI has organized companies into different categories and depending on the category the qualification criteria and the supporting documents to be submitted will vary. The categories are as follows:
- Government Organization
- A Central/ State Government Ministry/Department and they're attached or subordinate offices
- An undertaking owned and managed by Central / State Government (PSU)
- An Authority constituted under the Central / State Act/Special Purpose Organization constituted by Central/State Govt.
- Regulated Service Providers
- Regulated / Licensed by RBI
- Public Sector Banks (PSB)
- Private Banks, Foreign Banks Licensed by RBI to operate in India
- Payment Banks
- Small Finance Banks
- Regional Rural Banks
- Co-operative Banks
- State Co-operative Banks
- District Co-operative Banks
- Scheduled Urban Cop-operatives Banks
- Non-Scheduled Urban Co-operative Banks
- NBFC (Non-Banking Financial Company)
- Regulated by IRDA/ PFRDA
- Financial Institutions
- Regulated by TRAI
- Telecom
- Regulated by CCA-
- Certifying Authority
- Digital Locker Providers
- e-Sign Providers
- Regulated by SEBI-
- KYC Registration Agency (KRA)
- Depository Participant (DP)
- Asset Management Company (AMC)
- Trading Exchanges
- Registrar and Transfer Agents
- Regulated by National Housing Bank
- Other Entities
- Company registered in India under the Companies Act 1956 / The companies Act 2013 (Company under a group of companies has to apply individually)
- A partnership registered under the India Partnership Act 1932 or under the Limited Liability Partnership Act, 2008
- Proprietorship firm
- Regulated by SEBI
- Brokerage firms
- Not-for-profit Organizations (under section 25 under The Companies Act 1956)
- Academic Institutions / Research and Development Organizations
- Societies registered under Indian Societies Registration Act, 1860 or The Indian Trust Act, 1882 or The companies Act, 2013 (Sec 8) / Co-operative Society Act 1912
- Uncategorised
Financial Qualification Criteria
For Govt organizations and regulated entities coming under RBI/IRDA/PFRDA/TRAI(Telecom), there are no special financial qualification criteria. Criteria for other entities are mentioned below.
- Entities should be in business for a minimum of 1 years from the date of commencement of business.
- Public or private limited companies need to have minimum Rupees 1 (One) crore of paid-up capital. or an annual turnover of minimum Rupees 5 (Five) Crore
- Entities other than public or private limited companies need to have an annual turnover of minimum Rupees 5 (Five) Crore during the last financial year.
Apart from above the entities should have the customer base and Aadhaar usage plan to perform minimum 1 Lakh authentication transactions/month after 3 months of getting AUA Production access.
Technical Eligibility Criteria (All Entities)
- Backend infrastructure, such as servers, databases etc., required specifically for the purpose of Aadhaar authentication shall be based in the territory of India,
- The IT Infrastructure owner or outsourced to carry out minimum 1 Lakh Authentication per month,
- There should be data privacy policy to protect beneficiary privacy and data security measures as per the IT Act.
Exceptions for financial and technical criteria:
1. Sub-AUA who has performed minimum 10,000 transactions/month for last 10 months or minimum 25,000 transactions/month for last 4 months is eligible to become an AUA. The sub- AUA is responsible to submit proof of having performed the desired number of authentication transactions using his sub-AUA code.
2. Startup who is among the top 3 awardees in Aadhaar based Hackathon organized with minimum 100 participants would be eligible for provisional AUA with relaxation on technical and financial eligibility criteria. The startup needs to perform minimum 1 Lakh authentication transactions in a maximum period of 18 months after getting AUA production access to become regular AUA.
Eligibility criteria for KUAs (Other Entities)
The KUA eligibility criteria are applicable for entities falling under the "Other Entities" category.
Option A (AUA to KUA): Fast Track1. Private/Public Limited organizations need to have minimum Rupees 4 (Four) crore of Paid up capital. Other organizations under category 3.1 need to have an Annual turnover of minimum Rupees 10 (Ten) Crore during the last financial year, and
2. Perform minimum 3 Lakh transactions in a maximum period of 3 months in AUA Production environment till the date of Application for KUA
Option B (AUA to KUA): Regular Track
1. Private/Public Limited organizations need to have minimum Rupees 2 (Two) crore of Paid up capital. Other organizations under category 3.1 need to have an Annual turnover of minimum Rupees 5 (Five) Crore during the last Financial year, and
2. Minimum 3 months as AUA in Production environment, and
3. Performed a minimum of 1 Lakh transactions/month in AUA Production environment in the last 3 months
Please note that the supporting documents that should b submitted by the eligible organizations vary with the category the organization belongs to. So please follow this link for details about the supporting documents that should be submitted by the eligible organizations
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