Employees’ Provident Fund (EPF) E-Nomination: Aadhaar Is Mandatory Now.
Every account holder of the EPF (Employees' Provident Fund) needs to add a nominee. This is to ensure that the nominee can claim the money easily in case the account holder passes away unexpectedly. The nominee is usually a close family member of the account holder. An e-nomination facility has been launched recently by the EPFO (Employees’ Provident Fund Organization). This was announced in a circular released by the EPFO on the 12th of September 2019. The EPFO has made it mandatory for the EPF account holders to link their Aadhaar to their accounts. Besides, the EPF has also made it compulsory to add the Aadhaar number of the nominee.
Aadhaar Card Mandatory For EPF Account Nominees
The Employees’ Provident Fund Organization (EPFO) has taken the following decisions recently.
- An e-nomination facility has been launched.
- The Aadhaar card of the EPF account holder has to be linked to their respective accounts. Only then can the EPF holder attach the name of a nominee.
- It is now mandatory to attach the Aadhaar number of the nominee to the EPF account.
- This has to be submitted on the portal of the EPFO.
- A scanned photograph of the nominee along with their mobile number and date-of-birth has to be attached as well.
- The bank details of the nominee can be provided as well. However, that is optional.
- In the event of the death of the account holder, the nominee can easily file for an online claim.
- The claim can be made based on the OTP sent to their registered mobile number that is linked to their Aadhaar card.
Steps To Follow For EPF E-Nomination
The EPF account holder has to activate her/his Universal Account Number (UAN) account on the portal for UAN members. Only then can they attach a nominee to their EPF account.
Step 1) Login to your UAN account on-https://unifiedportalmem.epfindia.gov.in/memberinterface/
Step 2) Click on the tab "Manage" and click on the 'e-nomination' option from the drop-down list
Step 3) You’ll be directed to another webpage that asks if you have a family or not. You can answer “Yes” or “No” to that question.
Step 4) If your answer is “yes” enter the details of the family member whom you wish to nominate.
The following details are required:
- Name of the nominee
- Aadhaar Number
- Relationship with the EPF account holder
- Gender and date of birth
- Address
- Details of guardian (If required)
- Photograph
- Details of Bank Account (Not Compulsory)
Step 5) To add additional family members as nominee click on the 'add row' option.
Step 6) Click on the icon "Save details of the family"
Step 7) Enter the amount you wish to give to your nominee/ each nominee
Step 8) Save details of the nominee by clicking on the respective icon.
The Aadhaar card is one of the most important of all documents that serve as proof of identity for an Indian citizen. This e-KYC is issued by the Unique Identification Authority of India or the UIDAI. An Aadhaar card contains an individual’s personal information along with the demographic and biometric information. Each Aadhaar contains a 12 digit unique number for identification.
Verification of an individual's identity is now quite easy using an Aadhaar e-KYC. This is done through Aadhaar authentication. It is now compulsory for every citizen in India to have an Aadhaar card to avail of several services and subsidies provided by the Indian government.
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