Wednesday, October 11, 2017

As an AUA/KUA, which Aadhaar regulations can get you into trouble?

Recently UIDAI introduced a list of aadhaar regulations and agreement that a KUA/AUA should not violate. Violating these regulations and agreements will make a fine of 1 lakh per day. If you violate the first warning then after the 15 days of the first contravention it will increase to 2 lakh and then to 3 lakh per day.

The major regulations that company registered as AUA/KUA should take care of is as follows. A requesting entity should obtain the permission of the aadhaar holder for the authentication by means of physical or preferably in electronic form and should maintain logs or records. A requesting entity should capture the biometric information of the Aadhaar number holder and necessarily encrypt and secure the biometric data at the time of capture. All devices and equipment used for authentication should be certified and the client applications software used by requesting entity for the purpose of authentication should conform to the standard APIs and specifications laid down by the Authority from time to time for this purpose.

So here we give the detailed list of regulations and agreements. Click here
For more information contact us.
We, Finahub, are experts in Aadhaar related products and services like eSign, eKYC, Authentication etc. If you want to know how your enterprise can start using it, please give us a call  @ 0484 2388285 or email us at

Wednesday, August 16, 2017

Updated UIDAI regulations for appointment of Sub-AUA by AUA

Recently UIDAI made a notification that all AUAs should take permission before the appointment of an entity as Sub-AUA. AUAs which have already appointed SUB-AUA are also required to submit their request for appointment of an entity as SUB-AUA. An application form should be filled by both AUA and SUB-AUA. All the details should be verified and declared by AUA and SUB-AUA. AUA and Sub AUA would be liable for non-compliance with the Aadhaar Act, 2016 and for penalties as per the schedule of disincentives of AUA agreement.

AUA and SUB-AUA should affirm, declare and undertake the following conditions,

Wednesday, July 12, 2017

Aadhaar helps reunite 3 children with family

Aadhaar a 12 digit number is an individual identification number issued by the Unique Identification Authority of India (UIDAI). It serves as a unique identification number for Indian citizens and residents with the intentions of making subsidy and benefit deliverance more effective and eliminate leakages in the process. The Aadhaar number will act as an identity proof and address anywhere in India.

Friday, June 30, 2017

Benefits of linking Aadhaar with Phone number

Aadhaar has been made mandatory for PAN card application and for filing income tax returns. The Government of India is now taking this a step ahead to ensure security and better management. In an announcement, they have unveiled that Aadhaar card will be mandatory for mobile phone connections now. Since the first day of introduction, the government has emphasised the necessity of having an Aadhaar card, and now, by announcing aadhaar based e-KYC (Know your customer) compulsory to procure new mobile phone connections, they have proved that; ‘Aadhaar cards are the Aadhaar (Base) for development and security’.

Monday, June 19, 2017

Benefits of linking Aadhaar with PAN

Recently, the Indian Government introduced Section 139AA in the Income Tax (IT) Act by the course of the latest yearly budget and the Finance Act 2017. Under this act, quoting the Aadhaar number in the PAN application form or income tax return (ITR) form after July 1, 2017, has been made mandatory for everyone.
All existing PAN holders are expected to notify the IT department their Aadhaar number before the stipulated date.
All PANs that are not linked with Aadhaar number will be rendered invalid after July 1, 2017.
While there have been petitions against this move in the Apex Court calling it ‘totalitarian’ and an ‘electronic leash’ on the Indian citizens, the merits of linking Aadhaar number with the PAN cannot be ignored altogether.

Tuesday, June 6, 2017

The changing dynamics of Aadhaar ecosystem

The recent introduction of Authentication and eKYC User Agency (AUA/KUA) licensing fee by UIDAI had shaken up the whole community. The licensing fee was increased from Rupees Five Thousand to Rupees Twenty Lakhs for two years AUA/KUA access, a whopping 39900% increase. If this is news to you, you can find more details of the AUA/KUA licensing fee on our blog.The increase in licensing fee is clearly aimed at reducing the number of firms registering AUA/KUAs. With such huge licensing fees, only companies with large Aadhaar Authentication/ eKYC transaction volumes find it viable to register as a KUA or an AUA. So does it mean Aadhaar authentication and eKYC is not available to the majority of Indian companies?

Friday, June 2, 2017

UIDAI introduces License fees and Bank gurantee for becoming AUA / KUA

UIDAI introduces License fees and Bank guarantee for becoming AUA / KUA as per latest circular which got released on May 31, 2017.  There are many AUA / KUA in production as well as in pre-production who uses EKYC and Authentication features from UIDAI. In addition to that, there are hundreds of applications from entities which are pending to be approved by UIDAI. So what it really means to them, we are trying to bring out the key points of this circular.

  1. Enterprises existing or new ones who need EKYC production access should pay a license fee of 20 lakhs for a period of 2 years with effect from June 1, 2017.
  2. Pre-production access will cost 5 Lakhs for a validity period of 3 months.
  3. In addition to that, a Bank Guarantee of 25 Lakhs should also be provided for all KUA's
  4. Enterprises whose application is pending with UIDAI needs to apply again in the new format.
  5. Existing as well as new AUA / KUA needs to sign a new AUA agreement 4.0
  6. Last date for deposit of license fee and Bank guarantees are by 30th June 2017
The original circular is available here

If you are an existing KUA who is in doubt on whether to proceed or not, we have a solution for you. We think it's positive news for existing KUA's as well as enterprises who are trying to become one. Please reach us @ 9562162111 or email us at