Tuesday, April 28, 2015

Do you really need a KUA registration to get the Aadhaar data?

Do you really need a KUA registration get the Aadhaar data?

The answer is "it depends". It depends on what data you need and how you plan to use the data. If you want to do KYC, you have to register as KUA with UIDAI but if you just want to capture the data in digital form you don't need to register as KUA.

We get number of enquiries about the AUA/KUA registration and implementation of eKYC service. As a general practice we try to find out why they need KUA registration, is there a regulatory requirement for the firm to do a KYC for on boarding new customers.  In many cases there are no regulatory KYC requirement and what is needed is just the name, address and age.  In such cases there is no need for enrolling as a KUA and fetching the information from UIDAI.