Tuesday, December 15, 2015

Is it legal to get or offer eKYC as service? - UIDAI says NO !

A lot of enterprises still had this question of possibility or legality of availing eKYC as a service. We decided to get it cleared with UIDAI itself. So we filed an RTI enquiry with UIDAI, the RTI enquiry number is UIDAI/R/2015/61152.

One of the questions asked was 

Is there any entity in India allowed to offer Aadhaar e-KYC as a service?
The answer was No Entitty

The core reason behind this is, no KUA's are allowed to share their KYC data to any other entity. So if any enterprise need this, they need to go through the KUA registration process and meet all the eligibility criteria laid out by UIDAI / govt.

The full details is available here. So if any enterprise / firm approach you offering eKYC as a service be warned.

Links to original RTI request and RTI reply are here.

Feel free to contact us for any more information.
Ph: 0484 2388285 , Email: info@finahub.com

Wednesday, December 2, 2015

Can you get eKYC data without KUA registration? UIDAI says 'NO'

EDIT: Is an older blog post and is not relevant anymore. As of now, a KUA can share eKYC data with other entities subject to the Aadhaar regulation. Contact us to know more.


Many business entities want to get Aadhaar eKYC data to on-board their customers. According to UIDAI(Unique Identification Authority of India) regulations, the only way to get eKYC data is to register as a KUA (Kyc User Agency) with UIDAI. We had given this information to anyone who came to us to see how they can use Aadhaar eKYC for their business.
Still many had questions about the possibilities of sharing eKYC data with other entities, or availing eKYC as a service from already existing KUA's.  We were of the opinion that this was not possible but we decided to get it cleared with UIDAI itself. So we filed an RTI enquiry with UIDAI, the RTI enquiry number is UIDAI/R/2015/61152.