If you have an account with the State Bank of India (SBI) and receive benefits or subsidies from the government, you will need to link your bank account with your Aadhaar number. This is mandatory for anyone receiving a Direct Bank Transfer (DBT). This includes subsidies on LPG cylinders, student scholarships and benefits offered by the National Child Labour Project. There are a total of 74 schemes under DBT.
So, how do you proceed with Aadhaar authentication for SBI accounts?
There are 4 ways to do so.
Linking Aadhaar number through SBI Internet Banking
It is very easy to complete Aadhaar online KYC through SBI Internet Banking. To do this you must be able to log into your account on the SBI Internet Banking website. Once you log in to www.onlinesbi.com, here’s what you need to do.
Navigate to ‘My Accounts’ and select "Link your Aadhaar number"
Select the account number for eKYC and enter your Aadhaar number. Click on the Submit button.
You will get an SMS with the status of your Aadhaar seeding on your registered phone number.
Linking Aadhaar number through SBI App
Anyone with an android phone or an iPhone can download the SBI app and complete the eKYC for Aadhaar linking through the app. Here’s what you need to do:
Log in to the app
Click the button for ‘Requests’
Click on ‘Aadhaar’
Select the ‘Aadhaar Linking’ option
From the drop-down menu, select your CIF
Enter your Aadhaar number
Select T & C
Once you click on the submit button, you will receive an SMS on your registered phone number with the status of your Aadhaar linking.
Linking Aadhaar number through SBI ATMs
Not everyone has access to the internet. People who cannot log in to SBI Internet Banking can complete the Aadhaar online KYC process by visiting an SBI ATM. Below are the steps you need to follow.
Log into your SBI account by swiping your debit card and entering your ATM pin.
Click on the 'Service – Registrations' option
Select the Aadhaar registration option from the menu
Select your Savings or Checking account type
Enter your Aadhaar number
You will be prompted to enter the Aadhaar number a second time
Once complete you will receive an SMS on your registered phone number with the status of the Aadhaar authentication.
Linking Aadhaar number through SBI Branches
You can also link your Aadhaar number with your bank account at any SBI bank branch in your city.
To link your bank account and Aadhaar, you will need to submit a request letter with a copy of your Aadhaar card. Once verified, your Aadhaar number will be linked to your account by the bank officials. You will be updated on the status of this process via SMS on your registered phone number.
Checking what bank accounts your Aadhaar card is linked to
You can check the accounts linked to your Aadhaar number at any time by visiting the UIDAI website. Here are the steps.
Visit www.uidai.gov.in
Hover over the ‘MyAadhaar’ tab and select the ‘Check Aadhaar/Bank Account Linking Status’ option
Enter your Aadhaar number and the security code as shown on the website
Enter the OTP as received via SMS on your registered phone number
The website will then list the bank accounts linked to your Aadhaar card.
It is important to note that the Supreme Court has ruled that an Aadhaar card linking to bank accounts is not mandatory for everyone. This is required only if you benefit from DBT. Once seeded, all benefits or subsidy linked to your Aadhaar account will be credited directly to your SBI bank account.
